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What Is UPI? India's Real-Time Payment System Explained. UPI stands for Unified Payments Interface — a real-time payment system developed by the National Payments Corporation of India (NPCI) and ... UPI Payment Rule 2026: New ₹2000 Rule for Merchants .... This video provides a detailed explanation of the new UPI Merchant Payment Rules (MDR) for the year 2026. The speaker clarifies that while some ...